Category Archive for: ‘Data Analysis’

Analyzing Lending Club Payment History

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Analyzing Lending Club Payment History There are several ways to determine the Return on Investment (“ROI”) for an individual note and thus derive a return of a portfolio of notes. Below is a quick summary of various prevailing methods and their limitations Method Limitations Simple Interest Doesn’t consider payment history Doesn’t consider time value of money and understates the return …

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Lending Club Data Analysis of Variance – ANOVA

6662958 Data Analysis With Magnifying Glass

Contents ANOVA Interpretation ANOVA In this article, we are going to perform an analysis of variances which is commonly referred to as ANOVA in statistics. ANOVA enables the comparison of means for multiple groups or populations.  It looks at the variance “between” the attribute over the variance “within” the attribute.   In this case, we want to understand the variance …

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